Need more coverage? You can purchase it through GeoBlue, whether or not you already have a Horizon plan. So plan ahead, review your coverage, and consider these other options available to you that could minimize your costs:ĭo you have BlueCard coverage through your Horizon plan? If so, you are automatically enrolled in Global Core, which provides coverage for emergency and urgent care outside the U.S. You might even face significant out-of-pocket expenses from a sudden and unexpected health emergency in an international destination. In good times and bad (pandemic or no pandemic) health care systems and coverage in foreign countries can vary widely from those in the U.S. Horizon BCBSNJ’s Nurse Chat provides instant access, 24/7 support to all 50 states.board-certified, licensed doctor via video, chat or phone, 24 hours a day, seven days a week. Horizon CareOnline ℠ allows you to talk with a U.S.There are numerous of telehealth options available to you, including calling a provider, logging on to our website, or using the Horizon Blue app mentioned earlier. Call if you’re not sure or use our out-of-network cost calculator, which will help you estimate how much you may pay when you get care from an out-of-network provider. Check before you go, however, as some policies don’t include out-of-network benefits. If your plan doesn’t include BlueCard but does include benefits for out-of-network care, get non-emergency care from any doctor, hospital or urgent care center per your out-of-network policy coverage terms. Visit the Blue National Doctor and Hospital Finder, or call the member services number on the back of your membership ID card or 1-888-630-BLUE, to find a physician or health care facility included under the BlueCard umbrella. To find out if you have BlueCard coverage, look at the front side of your Horizon insurance card if it displays a suitcase icon in the lower right corner, you’ve got it. If so, you can access Blue Cross Blue Shield’s national network of doctors, hospitals, and urgent care centers whenever you need care. Virgin Islands, you have lots of options depending on your specific Horizon plan: state, the District of Columbia, Puerto Rico or the U.S. If your travels take you to any other U.S. Have a plan for travelling in the other 49 states Use the Horizon doctor and hospital finder to locate a nearby in-network doctor, hospital or urgent care center anywhere in New Jersey to help keep out-of-pocket costs to a minimum.ĥ. No matter where you may roam in New Jersey – from High Point to Cape May – your coverage will be the same as in your hometown. That’s true whether the hospital providing emergency care is in- or out-of-network. If away from home, but within the U.S, all emergency care is covered at your plan’s in-network benefits rate. Your health and safety are more important than anything. If you need emergency medical treatment, call 911 or go to the closest emergency room immediately. Know what to do in the case of an emergency
Horizon direct access coverage download#
Download the app by texting “GetApp” to 422-272 or searching for “HorizonBlue” in the Apple ® or Google ® app stores.ģ. Before you travel, download the app and sign in so there’s no delay in getting access to your benefits. With the Horizon Blue mobile app, you can access any telehealth option available with your healthcare plan.
Horizon direct access coverage how to#
Check your Horizon ® health planĭoes your Horizon plan cover everything you need, wherever you’ll be? Before you leave, use our online chat service or call the customer service number on the back of your membership ID card to ensure you understand how to get the most out of your benefits when you’re away from home. But a medical emergency is just as likely as a trip disruption, so take time now to protect your health and your wallet.
People often get travel insurance when they go on vacation-but they don’t always think about their health insurance. And with the end of the public health emergency, many New Jerseyans are planning their first substantial trips in a long time. School is out, the weather is warm, and summer travel season is upon us.
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